Last updated: October 4, 2026
These Terms of Use (“Terms”) govern your access to and use of Cashwiseco.com (the “Site”). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
1. Who we are / Data controller
Cashwiseco.com is operated by Cashwiseco (“Cashwiseco”, “we”, “us”), an independent personal finance publication based in Spain. Cashwiseco is the data controller for personal information processed through this website, as described in our Privacy Policy. Contact email: [email protected].
2. Use of the Site
You may use the Site for your personal, non-commercial use. You agree not to:
- use the Site in any way that breaks the law or infringes anyone’s rights;
- copy, republish, sell or redistribute our content in bulk, or scrape the Site with automated tools, without our written permission;
- attempt to gain unauthorized access to the Site, its servers or related systems, or interfere with its operation (including by overloading it);
- click on ads artificially, or encourage others to do so;
- submit content that is unlawful, misleading, defamatory, abusive or that contains malware or spam.
3. Educational information only
The Site provides general educational information about personal finance. It is not financial, investment, tax or legal advice. Please read our Disclaimer, which forms part of these Terms.
4. Intellectual property
Unless stated otherwise, the content of the Site, including text, graphics, logos and the selection and arrangement of content, is owned by Cashwiseco or its licensors and is protected by copyright and other laws. You may quote short excerpts with a clear credit and a link to the original article. Images may be licensed from third parties and remain subject to their licenses.
5. Newsletter and submissions
If you subscribe to our newsletter, you can unsubscribe at any time using the link in any email. If you send us feedback or suggestions, you allow us to use them to improve the Site without any obligation to you.
6. Third-party links and advertising
The Site contains ads and links to third-party websites, including affiliate or referral links described in our Disclaimer. We are not responsible for third-party websites, products or services, and your dealings with them are solely between you and the third party.
7. Disclaimer of warranties
The Site and its content are provided “as is” and “as available”, without warranties of any kind, whether express or implied, including warranties of accuracy, completeness, fitness for a particular purpose and non-infringement. We do not guarantee that the Site will be uninterrupted, error-free or free of harmful components.
8. Limitation of liability
To the fullest extent permitted by law, Cashwiseco and its contributors will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, savings or data, arising from your use of or inability to use the Site or from reliance on its content. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including consumer protection laws in your country of residence.
9. Privacy
Our Privacy Policy and Cookie Policy explain how we handle personal information.
10. Changes to the Site and to these Terms
We may change, suspend or discontinue any part of the Site at any time. We may also update these Terms; the “Last updated” date shows the current version. Continued use of the Site after changes means you accept the updated Terms.
11. Governing law and jurisdiction
These Terms, and any dispute or claim arising out of or in connection with them or your use of the Site, are governed by the laws of Spain, and the courts of Spain have jurisdiction. If you are a consumer, including a consumer resident in the United Kingdom or the European Union, this choice of law does not deprive you of the protection of the mandatory provisions of the law of the country where you live, and you may also bring proceedings in the courts of that country where the law allows. Your rights under the UK GDPR or the EU GDPR are not affected.
12. Contact
If you have questions about these Terms, email us at [email protected] or use our Contact page.
