Cashwiseco.com is an independent personal finance publication. We publish plain-English guides that help readers in the United States and the United Kingdom make better everyday money decisions: budgeting, saving, managing debt and credit, investing for retirement, buying property and running the finances of a small business.
Who is behind Cashwiseco
Cashwiseco.com is owned and operated by Cashwiseco (contact: [email protected]). It is an independent website, not affiliated with any bank, broker or lender. Articles are published under the byline Cashwiseco Editorial Team, which covers the people who research, write, edit and update our guides. We are not a bank, broker, lender or financial adviser, and no financial institution owns or sponsors the site.
We are not licensed financial professionals. That is why we do not give personalized advice and why we base our content on official sources rather than on opinion. When a topic calls for professional help, such as a complex tax situation or a major investment decision, we say so clearly.
Our mission
Good financial information should be free, accurate and easy to understand. Our goal is to explain how financial products and rules actually work, including the costs, risks and trade-offs, so you can compare your options with confidence and ask better questions before you sign up for anything.
What we cover
- Personal finance and millennial money: budgeting, debt payoff, credit scores and retirement basics.
- Investing and the stock market: IRAs, index funds, bonds and how markets work.
- Saving and banking: high-yield savings accounts, emergency funds and bank accounts.
- Real estate: buying a home, rental property and REITs.
- Small business finance: cash flow, loans, taxes and retirement plans for the self-employed.
- Financial education: teaching kids and teens about money.
- Sustainable investing: ESG funds and impact investing explained.
Our editorial process
- Research. Every article starts from primary and official sources. We favor regulators and government agencies (IRS, SEC, FINRA, CFPB, Federal Reserve, FDIC, HMRC, FCA, Bank of England, GOV.UK and MoneyHelper), product documentation published by providers and established academic or industry research.
- Writing. We explain concepts in plain English, define jargon, use realistic examples and present the pros and cons of each option. Figures are labeled with the year or date they apply to.
- Review. Before publication, facts, numbers, links and dates are checked against the original sources, and the article is reviewed for clarity, balance and a clear explanation of risks.
- Updates. Rules, limits and rates change. We review articles periodically and when a relevant change happens (for example new IRS contribution limits or a change in UK ISA allowances), and we update the content and date.
- Corrections. If we get something wrong, we fix it promptly. You can report an error through our Contact page.
Independence, advertising and affiliate links
Cashwiseco is free to read and is funded by display advertising served by Google AdSense. Some articles include referral or affiliate links, which may earn us a commission at no extra cost to you. Advertisers and partners do not review or approve our content, and compensation does not influence what we write. Read our full Disclaimer and affiliate disclosure.
Important: education, not advice
Our content is for educational purposes only and is not financial, investment, tax or legal advice. Everyone’s situation is different. Investing involves risk, including loss of principal. Before making important financial decisions, consider talking to a licensed professional.
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Questions, feedback or corrections? Email us at [email protected].
